Since people like Madoff have ruined what was supposed to be a lucrative way of making money as well as planning for one’s financial future, protection of assets now includes extensive and exhaustive due diligence of the investment provider.  In order to invest onshore now ALL, yes all, investors need to request a complete set of documentation concerning the validity of the investment.  As the world has seen, the US as well as other major World Powers are no capable of monitoring and regulating such investments.  It has also been proven time and time again that all of these fake and doctored up investments originated from the US and were not the result of offshore company incorporation and the use of loopholes claimed to be provided by such.  So where does the final blame lie now after all of the congressional hearings and investigations?  The blame lies on those who concocted the string of fake and extremely high risk investments as well on the governments that did not, could not, or just plain did not want to regulate such investments.  Now the G20 are all dedicated to going after tax havens in order to allegedly recover money that they claim are due to them.  Now the small and micro-nations of the world who have tried to improve their lifestyle as well as offer the basic necessities for their citizens will have to suffer and potentially loose their “daily bread”.  Not only will they suffer the loss of one of their major financial activities, they will be the escape goat of the industrialized nations.  So when investing, all potential investment fund or service should be looked at under a microscope as well as thoroughly investigated in order to provide protection of assets.